Two days ago, I got a hole in one and then called AIA to ask about the claim. Then found out that the hospitality expenses could be claimed only if you take the treat in the same golf club within 7 days. I asked if the club only sell sandwiches or simple meal, how can I use up the $5000. They said they can’t help.
Then I check another insurance companies’ policy document, most of them do not have this clause to limit the place of the treat.